Let's face it, keeping daily costs down is not an easy task, and living in a city you are surrounded by possibilities and opportunities. Possibilities that will help your money crawl out of your pocket. ~This post contains affiliate links, meaning, at no additional cost to you, if you click through an affiliate link and … Continue reading My top 9 products to help keep costs down.
Finally - I've finished a book. I've finally done ✅ it. I've finished one of the great classics that I have wanted to finish for so long now. 🎉🎉🎉 ~This post contains affiliate links, meaning, at no additional cost to you, if you click through an affiliate link and make a purchase, I may make … Continue reading Book Review – The Grapes of Wrath – by Minimal5
Almost thought about naming this blog post - how to swallow your pride, in order to save a few bucks. But as you have guessed by now then, from the title and follow up, I am going on vacation with the in-laws. Only 7 days away now. Sigh. 😔 I am not an ungrateful middle-aged … Continue reading Vacating with the in-laws (MiL,FiL +++)
How excellent is that, just when you thought the Airbnb renting season for our vacation home had faded away, then I managed to get a mid October request, from a young German couple 🇩🇪 who wants to visit the northern part of Denmark 🇩🇰. Total for the 7 nights is around 500 USD 💵💵💵 I … Continue reading Yihaa…a new renter…passive income rules!
Well, obviously not by doing what I am doing, and doing it within a personal finance/minimalistic blogging niche. 😉 But hey, now you are here, so please do read on. Even though there is progress, I have to say that I am still not where I want to be; namely as the most cited, most … Continue reading How to become a full time, stay at home, influential blogger in 2019.
School strikes are all the rave these days. Ms Thunberg set sail over the Atlantic, to participate and speak at the climate strike event in NY yesterday. It got me thinking about what we are doing in the Minimal5 family, in order to help battle climate change, and if we are indeed doing enough. When … Continue reading Climate change action – the Minimal5 way
To consume or not to consume, that is the question. If you, like the author of this blog, is pursuing a route towards financial independence, the answer to the question will increasingly be not to consume. How low you can bring your monthly expenses down will be very individualistic, and how much is left when … Continue reading How to stay the course towards financial independence…
There is no getting around it, the very reason some of us devote our life to a FIRE way of life is the ultimate Financial Independence part, so that we have the option to Retire Early. The Financial Independence part is basically driven be capital income as opposed to labour income. So the goal is … Continue reading How to escape the rat race…
Choices, choices...choices They are everywhere, at every time, ever present. They are present in our daily lives, at work, at home, everywhere. We are constantly bombarded with choices in every aspect of life. Choices that require our attention, decision making and ultimately - A Decision. That is, unless you deliberately ignore them. See that is … Continue reading Reflections on Dividend yields vs. capital gains.
So the ECB lowered their interest rate today, in a move that saw the interest level drop to a staggering -0.5% ...(yes that is a minus sign). Shortly after, the head of the national bank of denmark followed up, with a move down in the danish lending rate to -0.75. (Again, yes a minus sign). … Continue reading Save us Ogier…
If you have been following this blog on a recurrent basis you will have learned by now, that I am actively trying to pursue a financial independence strategy. I did my first post on my portfolio of listed and unlisted shareholdings some time back, which you can find here; How my DGI portfolio performed in … Continue reading How I am building my DGI portfolio – Update #2
Having worked in the energy industry basically ever since I left the university, I really can't help it, when a lot of my thinking revolves around energy. That turns out to be the case also today, as I have just finished reading a small blog piece about the coming break up between big oil and … Continue reading The long and slow demise of big oil…
Once in a while you have to remind yourself why you are doing what you are doing. Why have I insisted in trimming down our fixed and variable cost in our household, why are we targeting a 50% savings rate, why are we actively plowing all of our proceeds into active investments. Why are we … Continue reading The F*ck you account – net worth update #2.
Vacation time is long gone, and I am slowly adopting back into the normal 9-17 corporate grind, feeding my kids, and then some left hand blogging. I have to say, that I took a deliberate pause from blogging in July due to vacation, and it has actually been kinda hard to get back at it. … Continue reading The secrets of blogging – #5 month update…
I have been wanting to do this post for quite some time now, but never really got around to do it, but here goes... In the spirit of this blog, and the fact that I happen to be a Copenhagen dad, I guess it is only obvious that a blog post about last mile transportation … Continue reading Last mile transportation
It's a big world out there, and currently we are not anywhere near normal economic circumstances. Every day that goes by, and I keep reading more and more extreme economic and financial stories. Lately read, that the 100 year Austrian bond that was recently issued had gone parabolic, due to the ever falling interest level. … Continue reading The death of animal spirit
So about that FIRE thing, Minimal5 dad, how are we progressing on that. - "well, the short answer is that I actually don't know." That is not entirely accurate, but OMG, with a full time parental thing for 3 boys going on, and a full time job on the side, a full time working mom … Continue reading Behold my new invention – the zero (0) cost ($) day!
Back from vacation and I can't help thinking about the one topic we have been debating a bit in our small Minimal5 family. The car 🚗 situation. A bit of background information for all of you new comers to the Minimal5 blog; we have a Citroen grand C4 Picasso, with the smallest gasoline engine - … Continue reading Car considerations – I so want that Tesla …
Summer vacation is officially over, and then Minimal5 family is slowly getting back into the normal rhythm of what ever work-life balance we have. Slow start up at work, did one day of working from home, in order to take the top of the realities. Sitting here in the first weekend after a week of … Continue reading Zero cost (0$) activities for any vacation
I have to admit up front, that this is a blog piece I had not anticipated doing when I started out blogging about three months ago. My chain of thoughts started this morning, 2 1/2 week into our vacation, with me getting up as the first one in the family at around 8. I made … Continue reading On consumerism, sustainability and doing your laundry.
So we have arrived at Lazise at Lake Garda in Italy. The 34 sqm mobile home at camping Lido is just perfect. Weather is good, around 30 degrees, and sunny with a bit of clouds. Camp site very well equipped, with pool area, pool bar, sports facilities, mini marked and restaurant. Nothing more can really … Continue reading On excessive needs and vacation in the south.