Everyday life is slowly returning here in Copenhagen. The whole family is now back in the rat 🐀 race. Still keeping distance, not taking public, and still haven't been out for dinner 🥘. Tomorrow, we are invited over to a couple of friends though, so we'll see how that goes. More importantly thought, summer time … Continue reading The Germans are coming…and other Covid-19 related PF news
Lean back everybody, and hold on, cause we are about to embark on a bumpy ride. Trying to build that perpetual money machine that will allow you to reap the yields of the capitalist markets has not been that easy so far this year. What started out, as just a continuation of last years calm … Continue reading Personal finance decisions during COVID-19
Another week over. Another 5 days of companionship with my dear colleagues and coworkers at work. Another 37 hours of corporate managerial positioning, collegial power plays and subtle “delegation” of shitty assignments to the student employees. My personal highlight of this weeks corporate bullshit shenanigans came today, when the lead dogs 🐕 little pet 🐶 … Continue reading Corporate shenanigans
I recently did a post on the long and slow demise of the fossil fuel ⛽️ industry The long and slow demise of big oil... but as we are now writing 2020 in the calendar 📅 it does seem like the mass adoption is coming closer and closer. Sparked by new and tightened emission standards … Continue reading The EV transformation is accelerating
Well, that’s obviously 🙄 not a very S E O friendly headline that will be bringing in a whole lot of algorithmic google traffic. It will be some creepy dudes googling nose hair. Thing is, it turned out to be just one of those days. Had to bring the car 🚗 to the auto repair … Continue reading I would rather pull my own nose hair
There are so many cool things on the internet. One of my latest additions to the backlog of saved links is; networthshare.com I fell over it by accident, after reading a fellow bloggers post, and it turns out to be an amazing site where you can log, update and share your net worth with everyone … Continue reading Started from the bottom now we’re here….and a bit of FIRE blues
We had an "action packed" weekend coming up this weekend. The oldest had a soccer match saturday, we had a house warming Saturday at my sister in law, and the the Grand Finale, a romantic getaway from Sunday to Monday. Immediately my mind spins into a cost controlling state. A present 🎁 for the hosts … Continue reading How to choose experiences over consumption of stuff
Everybody who is embarking on a journey towards financial independence find themselves pondering three things; ✅How much do I spend? ✅How much do I make? ✅Is the differential enough to make me financially independent - and when? Usually, if the difference between how much you earn and spend is positive, then at some point a … Continue reading How to bring cost down, improve Free Cash Flow and build lasting wealth
I have recently seen the notion of "Delayed Gratification" mentioned in various FIRE 🔥 related posts. Delayed Gratification, what a brilliant concept. It does not come more FIRE like then that. I first noticed it in one twitter/Pinterest/Insta post some time back, and snipped it out offcourse... I think 🤔 it was some time before … Continue reading Delayed gratification
Obviously, the headline is not possible - not even on a long shot. Sorry 😐 about that. But it is just what I would really like. To have a huge vegetables garden, where I could grow all necessities for my household. Hence, I would have liked to name this post - How to...but as I … Continue reading Self-sufficiency on a sqm?
The vision is clear 💯- financial independence and potential early retirement. Or at least having the choice of an early retirement. The strategy is clear 🎯- trim costs, keep savings rate high and invest, invest, invest. The tactics is clear 💡- conservative dividend paying stocks (listed and unlisted), activating assets to yield additional income. The … Continue reading My financial goals for 2020
Christmas 🎄 is just around the corner, and between all the time spend at work, corporate Christmas dinners, Christmas breakfast and socializing in 5 grade, 3 grade and kindergarten and private "gluhwein" get togethers, the Minimal5 Mom and Dad have to find time trying to do some Christmas shopping 🛍 for presents. While all of … Continue reading Christmas gifts planning and execution at Minimal5
Portfolio status for 2019, outlook for 2020 and evaluation of strategy. 2019 is coming to an end, and what is better then to look back and evaluate and then look forward and confirm/renew your strategy. The Minimal5 portfolio - which is the one that will bring me to FIRE - is currently standing at 2.837.211 … Continue reading Dividend Portfolio – Ultimo year status and 2020 outlook
In an excellent turn of events in the fairy tale land of Hans Christian Andersen, last nights developments on "Capitol hill" saw a broad agreement being reached between 6 danish political parties, which will put in to law a binding climate agreement. The agreement reached between the socialist folks party, social democrats, social liberal democrats, … Continue reading Binding climate law in Denmark – read all about it.
Starting of my blogging career a little over half a year ago, never quite knew where it would take me. Writing in a financial independence/minimalistic/sustainable niche - anonymously I have started to read/follow a lot of different blogs from around the world in this space. It has actually been quite interesting and insightful. Facebook groups … Continue reading Family/Dad work-life balance – in an international context.
It's funny how you sometimes get an idea 💡 for a blog post that you don't quite know where will end up when you are done. I recon this post will be such one. My chain of thoughts were actually triggered this morning, where I was woken up by my wife and two oldest, as … Continue reading Family minimalism – How to?
There is an old saying that goes something like "when the tide comes we'll know who has been swimming naked". We are currently writing anno 2019, and it seems like a long time ago, that the tide was here. That is in a lot of senses good, as we are currently enjoying the economic benefits … Continue reading When the tide comes…why we might need a new recession…
October is turning into November. Days are getting shorter here on the northern latitudes of Copenhagen. It is now dark when we wake up, and darkness comes sooner and sooner in the evenings. Even though we try to trick reality by arbitrarily turning the time an hour, we cannot escape the turn of time. Only … Continue reading Savings “fatigue” – does it happen to you as well?
If you are a recurrent reader of this blog, you would have run in to one of my monthly blogging updates where I try to share some insights and learnings from my newbie/rookie blogging endeavors. Historically, ...well the last 5 updates or so...I have focused a lot on all my blogging/SoMe activities I have run … Continue reading “Passive” income from blogging – I’m killing it !
Finally - I've finished a book. I've finally done ✅ it. I've finished one of the great classics that I have wanted to finish for so long now. 🎉🎉🎉 ~This post contains affiliate links, meaning, at no additional cost to you, if you click through an affiliate link and make a purchase, I may make … Continue reading Book Review – The Grapes of Wrath – by Minimal5