How to escape the rat race…

There is no getting around it, the very reason some of us devote our life to a FIRE way of life is the ultimate Financial Independence part, so that we have the option to Retire Early. The Financial Independence part is basically driven be capital income as opposed to labour income. So the goal is … Continue reading How to escape the rat race…

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Reflections on Dividend yields vs. capital gains.

Choices, choices...choices They are everywhere, at every time, ever present. They are present in our daily lives, at work, at home, everywhere. We are constantly bombarded with choices in every aspect of life. Choices that require our attention, decision making and ultimately - A Decision. That is, unless you deliberately ignore them. See that is … Continue reading Reflections on Dividend yields vs. capital gains.

How I am building my DGI portfolio – Update #2

If you have been following this blog on a recurrent basis you will have learned by now, that I am actively trying to pursue a financial independence strategy. I did my first post on my portfolio of listed and unlisted shareholdings some time back, which you can find here; How my DGI portfolio performed in … Continue reading How I am building my DGI portfolio – Update #2

The long and slow demise of big oil…

Having worked in the energy industry basically ever since I left the university, I really can't help it, when a lot of my thinking revolves around energy. That turns out to be the case also today, as I have just finished reading a small blog piece about the coming break up between big oil and … Continue reading The long and slow demise of big oil…

The F*ck you account – net worth update #2.

Once in a while you have to remind yourself why you are doing what you are doing. Why have I insisted in trimming down our fixed and variable cost in our household, why are we targeting a 50% savings rate, why are we actively plowing all of our proceeds into active investments. Why are we … Continue reading The F*ck you account – net worth update #2.

The death of animal spirit

It's a big world out there, and currently we are not anywhere near normal economic circumstances. Every day that goes by, and I keep reading more and more extreme economic and financial stories. Lately read, that the 100 year Austrian bond that was recently issued had gone parabolic, due to the ever falling interest level. … Continue reading The death of animal spirit

How I ended up with my first real estate investment

Following the various debate and posts on financial independence - early retirement here in Denmark, there is a lot of focus on real estate investments. I am a strong believer in real estate in any dividend portfolio, and I have been thinking/dreaming/planning my own journey into real estate for years. I have always known/wished that … Continue reading How I ended up with my first real estate investment

How to invest in German windfarms

Solar power, wind farms, I love thee. If you are a regular follower of this blog , you will know that I am a current investor in two photovoltaic solar power projects. Sensible investments in renewable energy So naturally I am also very interested in investing in wind power. How? Why? What? You ask! Ask … Continue reading How to invest in German windfarms

Vacation planning 2019

I have been wanting to do this post for some time now, but as we haven't got around to actually do the planning before now it hasn't been quite possible. ~This post contains affiliate links, meaning, at no additional cost to you, if you click through an affiliate link and make a purchase, I may … Continue reading Vacation planning 2019

How I managed my first month as a blogger

Middle aged you are thinking - and so was I. There has to be more to life then the regular 9-17 corporate rhythm. Preparing dinner, browsing the web/Netflix/flow-tv/insert your own habit, before turning in for the night. So one day in early April I found my self setting up my first blog on WordPress.com. Not … Continue reading How I managed my first month as a blogger

Confessions of a shopaholic

Hi my name is xxx...and I am a shopaholic. I'll tell you, trying to combine a minimalistic approach to life with being a husband and father of three is not easy. Today I had to buy something, as tomorrow is our anniversary (12.5 year - big thing in Denmark) and half way to the silver … Continue reading Confessions of a shopaholic

My best reads on capital, investment, risk and uncertainty

It is only natural, as an economist, that I have a reasonable interest in capital. In understanding capital; how it is accumulated, shared, gained, won, put to active use, running idle, inherited, and eventually lost (by either you or your heirs). ~This post contains affiliate links, meaning, at no additional cost to you, if you … Continue reading My best reads on capital, investment, risk and uncertainty

The financial status – part 2

Continuing from my last blog post about me and my family's income levels, and the tax rate in Denmark, let's use this update to dive into the current state of wealth for the little Minimal5 family. We currently live in a flat in downtown Copenhagen. It is a cooperative housing flat, which basically just means … Continue reading The financial status – part 2

The financial status – part 1

No reason to have a blog about financial independence with out providing some sort of financial overview of the blogger - right, so we might as well get to it. First a bit of background information about this blogger, so you have some sort of context to put it into. Basically, being "middle-aged" means that … Continue reading The financial status – part 1