2020 Savings rate update; 67% achieved so far.

What an absolutely stellar year 2020 ๐ŸŽ‰ has turned out to be so far. Well at least in one aspect, namely the SAVINGS RATE ๐Ÿ’ฏ for the Minimal5 family. I just sat down, and did an overview of the first 4 months of 2020, in order to sanity check if we are still trending on … Continue reading 2020 Savings rate update; 67% achieved so far.

Minimalism in the age of Corona

So Minimal5 Dad, how are you these days? How are you coping with the social distancing policies, working from home ๐Ÿก and homeschooling your Kids in the age of Corona? Well thank you very much for that question dear curator. So far I am 23 days in, and I have to say there have been … Continue reading Minimalism in the age of Corona

6 reasons why it is so hard to choose Early Retirement

With my net worth pushing incrementally higher and higher for every month that passes and the resulting transfer of wage slave money ๐Ÿ’ฐ to the stock market, a new set of reflections are starting to set in. What will I eventually use my soon to be financial independence for? What is it that I am … Continue reading 6 reasons why it is so hard to choose Early Retirement

The EV transformation is accelerating

I recently did a post on the long and slow demise of the fossil fuel โ›ฝ๏ธ industry The long and slow demise of big oil... but as we are now writing 2020 in the calendar ๐Ÿ“… it does seem like the mass adoption is coming closer and closer. Sparked by new and tightened emission standards … Continue reading The EV transformation is accelerating

I would rather pull my own nose hair

Well, thatโ€™s obviously ๐Ÿ™„ not a very S E O friendly headline that will be bringing in a whole lot of algorithmic google traffic. It will be some creepy dudes googling nose hair. Thing is, it turned out to be just one of those days. Had to bring the car ๐Ÿš— to the auto repair … Continue reading I would rather pull my own nose hair

How to choose experiences over consumption of stuff

We had an "action packed" weekend coming up this weekend. The oldest had a soccer match saturday, we had a house warming Saturday at my sister in law, and the the Grand Finale, a romantic getaway from Sunday to Monday. Immediately my mind spins into a cost controlling state. A present ๐ŸŽ for the hosts … Continue reading How to choose experiences over consumption of stuff

How to bring cost down, improve Free Cash Flow and build lasting wealth

Everybody who is embarking on a journey towards financial independence find themselves pondering three things; โœ…How much do I spend? โœ…How much do I make? โœ…Is the differential enough to make me financially independent - and when? Usually, if the difference between how much you earn and spend is positive, then at some point a … Continue reading How to bring cost down, improve Free Cash Flow and build lasting wealth

Delayed gratification

I have recently seen the notion of "Delayed Gratification" mentioned in various FIRE ๐Ÿ”ฅ related posts. Delayed Gratification, what a brilliant concept. It does not come more FIRE like then that. I first noticed it in one twitter/Pinterest/Insta post some time back, and snipped it out offcourse... I think ๐Ÿค” it was some time before … Continue reading Delayed gratification

Self-sufficiency on a sqm?

Obviously, the headline is not possible - not even on a long shot. Sorry ๐Ÿ˜ about that. But it is just what I would really like. To have a huge vegetables garden, where I could grow all necessities for my household. Hence, I would have liked to name this post - How to...but as I … Continue reading Self-sufficiency on a sqm?

Climate crisis – New Year Resolutions…its the plastic – stupid?

On the verge on a new year, hell even a new decade, I think ๐Ÿค” it will be wise to both look back and forth. What went well, what didn't go so well and what should be the focus for the next year. Maybe even a New Years resolution? Looking back, I started this blog … Continue reading Climate crisis – New Year Resolutions…its the plastic – stupid?

Christmas gifts planning and execution at Minimal5

Christmas ๐ŸŽ„ is just around the corner, and between all the time spend at work, corporate Christmas dinners, Christmas breakfast and socializing in 5 grade, 3 grade and kindergarten and private "gluhwein" get togethers, the Minimal5 Mom and Dad have to find time trying to do some Christmas shopping ๐Ÿ› for presents. While all of … Continue reading Christmas gifts planning and execution at Minimal5

Binding climate law in Denmark – read all about it.

In an excellent turn of events in the fairy tale land of Hans Christian Andersen, last nights developments on "Capitol hill" saw a broad agreement being reached between 6 danish political parties, which will put in to law a binding climate agreement. The agreement reached between the socialist folks party, social democrats, social liberal democrats, … Continue reading Binding climate law in Denmark – read all about it.

Family/Dad work-life balance – in an international context.

Starting of my blogging career a little over half a year ago, never quite knew where it would take me. Writing in a financial independence/minimalistic/sustainable niche - anonymously I have started to read/follow a lot of different blogs from around the world in this space. It has actually been quite interesting and insightful. Facebook groups … Continue reading Family/Dad work-life balance – in an international context.

Family minimalism – How to?

It's funny how you sometimes get an idea ๐Ÿ’ก for a blog post that you don't quite know where will end up when you are done. I recon this post will be such one. My chain of thoughts were actually triggered this morning, where I was woken up by my wife and two oldest, as … Continue reading Family minimalism – How to?

When the tide comes…why we might need a new recession…

There is an old saying that goes something like "when the tide comes we'll know who has been swimming naked". We are currently writing anno 2019, and it seems like a long time ago, that the tide was here. That is in a lot of senses good, as we are currently enjoying the economic benefits … Continue reading When the tide comes…why we might need a new recession…

Savings โ€œfatigueโ€ – does it happen to you as well?

October is turning into November. Days are getting shorter here on the northern latitudes of Copenhagen. It is now dark when we wake up, and darkness comes sooner and sooner in the evenings. Even though we try to trick reality by arbitrarily turning the time an hour, we cannot escape the turn of time. Only … Continue reading Savings โ€œfatigueโ€ – does it happen to you as well?

High asset prices and the effect on our kids?

Who would have thought that being benched for 3 1/2 hour on an airplane seat would lead to a minimalistic/financial independent blog post. Nonetheless that is what happened yesterday. I was in the middle seat, with my oldest on the right and middle one on the left. It got pretty boring, so at one point … Continue reading High asset prices and the effect on our kids?

The negative side effects of having debt

If you are a regular follower of this blog, then you will know that I have just spent a week vacating with the in-laws in beautiful Cyprus. You can read more on that here. So what is the most natural thing to do when you are on vacating ... well thinking ๐Ÿค” off course. I … Continue reading The negative side effects of having debt

Book Review – The Grapes of Wrath – by Minimal5

Finally - I've finished a book. I've finally done โœ… it. I've finished one of the great classics that I have wanted to finish for so long now. ๐ŸŽ‰๐ŸŽ‰๐ŸŽ‰ ~This post contains affiliate links, meaning, at no additional cost to you, if you click through an affiliate link and make a purchase, I may make … Continue reading Book Review – The Grapes of Wrath – by Minimal5

Vacating with the in-laws (MiL,FiL +++)

Almost thought about naming this blog post - how to swallow your pride, in order to save a few bucks. But as you have guessed by now then, from the title and follow up, I am going on vacation with the in-laws. Only 7 days away now. Sigh. ๐Ÿ˜” I am not an ungrateful middle-aged … Continue reading Vacating with the in-laws (MiL,FiL +++)