Back from vacation and I can't help thinking about the one topic we have been debating a bit in our small Minimal5 family. The car 🚗 situation. A bit of background information for all of you new comers to the Minimal5 blog; we have a Citroen grand C4 Picasso, with the smallest gasoline engine - … Continue reading Car considerations – I so want that Tesla …
Summer vacation is officially over, and then Minimal5 family is slowly getting back into the normal rhythm of what ever work-life balance we have. Slow start up at work, did one day of working from home, in order to take the top of the realities. Sitting here in the first weekend after a week of … Continue reading Zero cost (0$) activities for any vacation
I have to admit up front, that this is a blog piece I had not anticipated doing when I started out blogging about three months ago. My chain of thoughts started this morning, 2 1/2 week into our vacation, with me getting up as the first one in the family at around 8. I made … Continue reading On consumerism, sustainability and doing your laundry.
So we have arrived at Lazise at Lake Garda in Italy. The 34 sqm mobile home at camping Lido is just perfect. Weather is good, around 30 degrees, and sunny with a bit of clouds. Camp site very well equipped, with pool area, pool bar, sports facilities, mini marked and restaurant. Nothing more can really … Continue reading On excessive needs and vacation in the south.
OMG ... its been 3 months already. Being a part time blogger, I recon 3 months is not that long of a time. When you only have an hour here and there, you really have to prioritize what you do, and where you focus our time. This post will be a follow up, on my … Continue reading My first 3 months of blogging – the dreaded status
Don't worry, we don't have a homeless guy living on our balcony now or anything, but this story is kind of a weird one. It does involve money though, which by some completely random events have found its way back into my wallet. Which is why I will be writing about it. Because hey, any … Continue reading We sold our balcony – I know – weird?
I am not out of a wealthy family. So no inherited capital here, as Mr. Thomas Piketty concludes is the easiest way to a worry free financial life in the 21st century. No money at all, or lots of money, we cannot escape the topic of how we go about teaching our kids about wealth, … Continue reading Saving for the next generation – why and how much?
Hitting the German autobahn this summer for your vacation trip, then here are a couple of must have items to bring along for the journey. ~This post contains affiliate links, meaning, at no additional cost to you, if you click through an affiliate link and make a purchase, I may make a commission~ Being well … Continue reading 9 essentials for the driving season.
Summer time is coming close. Kids off from school. Vacation planning. Pulling the plug from work, and procrastinating the last working assignments. Your mind goes into vacation mode. Zzz... ~This post contains affiliate links, meaning, at no additional cost to you, if you click through an affiliate link and make a purchase, I may make … Continue reading 7 great summer activities with kids
Progress on our minimalistic journey is moving on slowly but steadily. We are saving where we can, doing a bit of recycling, up-cycling and what not. ~This post contains affiliate links, meaning, at no additional cost to you, if you click through an affiliate link and make a purchase, I may make a commission~ My … Continue reading Being struck by minimalistic nemesis
Why go where everyone else has already been? Why not go somewhere, where you can enjoy nature in all its beauty. Somewhere quiet, with time for reflection. Somewhere with beautiful landscapes instead of a city skyline. I give you - National Park Thy. This is where the Minimal5 family will be going for the second … Continue reading Minimalistic hiking vacation in National Park Thy
Actively pursuing a financially independent lifestyle will require you to understand your financial situation in detail. You need to understand your personal balance sheet and financial net worth. I have written a blog post about that here; Family Net Worth Update #1. Additionally you will need to understand your income statement, and especially the cost … Continue reading My 19 steps to sanitize the family budget.
I like to think that we don't buy a lot. On a personal level I still have some of my T-shirts from my teenage years. Way before any one had invented concepts like Maria Kondo, decluttering, zero waste, minimalism, F.I.R.E. and the like. This is good, because both me any my wife also tend to … Continue reading Circular economy or just being plain cheap? The
Earning season is coming to an end in Denmark. Most companies in Denmark only pay out dividends once a year in combination with the publication of the annual reports and the general assembly. Hence most dividends will be arriving at investors accounts between March and May. This means it is time for a summary of … Continue reading How my DGI portfolio performed in 2019
As May turns to June, it is once more time for a blogging update in order to evaluate progress towards that utopian status as a Global Minimalistic Influencer. One thing that happened early in the second month of blogging, was an e-mail from WordPress, informing of my first 100 Likes. Almost simultaneously the word from … Continue reading 2 months of blogging – status Updated
Finally found the time to sit down and do a proper calculation of the net worth. I will be aiming to update it monthly going forward in order to properly track the progress of this financial independence barometer. It's actually quite a healthy exercise, to be so specific about your own personal net worth, and … Continue reading Family Net Worth Update #1
This will not be my best blog post on achieving financial independence and early retirement, most likely the opposite. Being in a family means that you will have to learn to both give and take. Sometimes you get your things, sometimes you don't. We live in a flat on the fourth floor. We have a … Continue reading My minimalistic Scandinavian bathroom
Setting goals is important. What are you striving for? What does success look like? What is your vision and what is your mission? What are your short term goals in fulfilling those visions and missions? I know I started off on my blogging journey a bit impulsive, basically from one day to the other. Had … Continue reading My 7 short term blogging goals
It's that time of the week. The big laundry day. 🧺 Or should I say the minimal laundry day now that the minimal 5 family is actively trying to reduce, reuse and recycle. Somehow though, I am kind of getting the feeling that the efforts is not really kicking in though. Having come out of … Continue reading Minimal laundry day – I love thee.
Planning a little getaway for the weekend even including the kids and the spouse, but feeling repelled by the cost outlook, the carbon footprint associated, and the inflation of material expectations of your kids. ~This post contains affiliate links, meaning, at no additional cost to you, if you click through an affiliate link and make … Continue reading 9 essentials for the camping trip
Following the various debate and posts on financial independence - early retirement here in Denmark, there is a lot of focus on real estate investments. I am a strong believer in real estate in any dividend portfolio, and I have been thinking/dreaming/planning my own journey into real estate for years. I have always known/wished that … Continue reading How I ended up with my first real estate investment
Passive income - the holy grail of F.IR.E. Lean back, kick your feet up, and enjoy that steady stream of income hitting your PayPal account while zipping Pina Coladas at the pool bar. Sounds intriguing right. Well, news flash - get ready to work hard for that steady stream of income. Admitted, I could have … Continue reading How I made 1$ blogging
Solar power, wind farms, I love thee. If you are a regular follower of this blog , you will know that I am a current investor in two photovoltaic solar power projects. Sensible investments in renewable energy So naturally I am also very interested in investing in wind power. How? Why? What? You ask! Ask … Continue reading How to invest in German windfarms
I have been wanting to do this post for some time now, but as we haven't got around to actually do the planning before now it hasn't been quite possible. ~This post contains affiliate links, meaning, at no additional cost to you, if you click through an affiliate link and make a purchase, I may … Continue reading Vacation planning 2019
I know what you are thinking - this guy is a hoax, right. How can any one with a full time job, a wife and 3 kids, an apartment and a vacation home, find time to also run a blog? Finding time in a packed calendar can be a difficult task, and building out a … Continue reading How I manage to blog with 3 kids and a full-time job
2019 and it is election year in Denmark. Having endured a liberal/nationalist right government for the last 4 years, I think now is the time a lot of people have been waiting for. The potential winds of change have finally arrived, now it just needs to happen. I have been debating with myself if I … Continue reading Something is rotten in the state of Denmark 🇩🇰
Walk the walk, talk the talk. Shine the divine light upon the Minimal5 family, and let us all rejoice in a veggie feast on this very special veggie Tuesday. ~This post contains affiliate links, meaning, at no additional cost to you, if you click through an affiliate link and make a purchase, I may make … Continue reading Veggie day at Minimal5
Lifestyle inflation, I think we have all experienced that concept in one shape or form. It is rather hard not to when you go through the various cycles of life. ~This post contains affiliate links, meaning, at no additional cost to you, if you click through an affiliate link and make a purchase, I may … Continue reading How to counter lifestyle inflation
Minimalism....the holy grail of our 21st century, that lures you with all its promises. 💵Cut down your cost 🥡Cut down your waste 🧼Clean up and declutter you home 🛍Free your self from earthly belongings 🦶Reduce your carbon foot-print and help save the planet I am all for minimalism as you know. I think it is … Continue reading Failing on minimalism
Middle aged you are thinking - and so was I. There has to be more to life then the regular 9-17 corporate rhythm. Preparing dinner, browsing the web/Netflix/flow-tv/insert your own habit, before turning in for the night. So one day in early April I found my self setting up my first blog on WordPress.com. Not … Continue reading How I managed my first month as a blogger
Hi my name is xxx...and I am a shopaholic. I'll tell you, trying to combine a minimalistic approach to life with being a husband and father of three is not easy. Today I had to buy something, as tomorrow is our anniversary (12.5 year - big thing in Denmark) and half way to the silver … Continue reading Confessions of a shopaholic
It is only natural, as an economist, that I have a reasonable interest in capital. In understanding capital; how it is accumulated, shared, gained, won, put to active use, running idle, inherited, and eventually lost (by either you or your heirs). ~This post contains affiliate links, meaning, at no additional cost to you, if you … Continue reading My best reads on capital, investment, risk and uncertainty
Let's face it, keeping daily costs down is not an easy task, and living in a city you are surrounded by possibilities and opportunities. Possibilities that will help your money crawl out of your pocket. ~This post contains affiliate links, meaning, at no additional cost to you, if you click through an affiliate link and … Continue reading My top 9 products to help keep costs down.
For those of you, that have read my earlier blog posts will know, that part of my current portfolio is 1.2m DKK (200k $) of investments in renewables energy. Portfolio background available here https://minimal5.com/2019/04/07/the-financial-status-part-2/ That investment is actually 2 different investments in 2 different renewables projects. The first one is 450k (75k $)in a K/S … Continue reading Sensible investments in renewable energy
Remember some years back, when Micro Adventures we're suddenly a thing. I love the concept. It's great. But somehow it seems it was kinda forgotten again. I think the concept deserves to get a renaissance in these times of austerity and sustainable living. If you have followed my blog, by now you will know of … Continue reading What happened to those Micro Adventures
No financial blog with out an update on the financial portfolios performance, so let's dwell with the numbers a bit. And what better day to do this then the day where the portfolio for the first time hit a magical number - at least if you are a Dane. 2m DKK. Thank you. This will … Continue reading Portfolio Update #1
When I grew up on the country side in rural 🇩🇰 Denmark 🇩🇰 both of my grandparents had rather large vegetable gardens. My father and mother also had a rather big one for many years. I love the concept of vegetable gardens. I love the whole concept of producing you own organic crops, eating vegetables … Continue reading Homesteading on the 4th floor
So the plan is clear right - earn money, save money, invest money. Inch by inch crawl closer and closer to that day when you think you have enough money in the bank to quit the day time job. Watch your investments go higher and higher, while at the same time keep your focus on … Continue reading The broken tv, non-affiliate marketing and Marie Kondo
Numbers. There are big numbers and there are small numbers. There are financial numbers, and there are environmental numbers. Which are the more important ones. I am torn by this question. I want my financial freedom. I want to save money but I also want to save the environment. I think we all have a … Continue reading Saving carbon emission and money – the LED lightbulb
Easter is coming up, only a week away now, and if you have been following this blog, you might recall that my wife and I bought a vacation house in northern Jutland almost 10 years ago, see earlier post here; Link here The actual time as I recall was actually May 2008, so for those … Continue reading Vacating at the beach house
Continuing from my last blog post about me and my family's income levels, and the tax rate in Denmark, let's use this update to dive into the current state of wealth for the little Minimal5 family. We currently live in a flat in downtown Copenhagen. It is a cooperative housing flat, which basically just means … Continue reading The financial status – part 2
No reason to have a blog about financial independence with out providing some sort of financial overview of the blogger - right, so we might as well get to it. First a bit of background information about this blogger, so you have some sort of context to put it into. Basically, being "middle-aged" means that … Continue reading The financial status – part 1
Thank you for joining my blog and hopefully reading my very first blog post. Who am I you might ask; and the answer is very simple; I am a middle aged (41) father of 3 boys living with my wife in central Copenhagen. As a person I am very inspired by the financial independence movement, … Continue reading The start of my blogging career.