Saving for the next generation – why and how much?

I am not out of a wealthy family. So no inherited capital here, as Mr. Thomas Piketty concludes is the easiest way to a worry free financial life in the 21st century. No money at all, or lots of money, we cannot escape the topic of how we go about teaching our kids about wealth, … Continue reading Saving for the next generation – why and how much?

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How my DGI portfolio performed in 2019

Earning season is coming to an end in Denmark. Most companies in Denmark only pay out dividends once a year in combination with the publication of the annual reports and the general assembly. Hence most dividends will be arriving at investors accounts between March and May. This means it is time for a summary of … Continue reading How my DGI portfolio performed in 2019

How I manage to blog with 3 kids and a full-time job

I know what you are thinking - this guy is a hoax, right. How can any one with a full time job, a wife and 3 kids, an apartment and a vacation home, find time to also run a blog? Finding time in a packed calendar can be a difficult task, and building out a … Continue reading How I manage to blog with 3 kids and a full-time job

How I managed my first month as a blogger

Middle aged you are thinking - and so was I. There has to be more to life then the regular 9-17 corporate rhythm. Preparing dinner, browsing the web/Netflix/flow-tv/insert your own habit, before turning in for the night. So one day in early April I found my self setting up my first blog on WordPress.com. Not … Continue reading How I managed my first month as a blogger

My best reads on capital, investment, risk and uncertainty

It is only natural, as an economist, that I have a reasonable interest in capital. In understanding capital; how it is accumulated, shared, gained, won, put to active use, running idle, inherited, and eventually lost (by either you or your heirs). ~This post contains affiliate links, meaning, at no additional cost to you, if you … Continue reading My best reads on capital, investment, risk and uncertainty

What happened to those Micro Adventures

Remember some years back, when Micro Adventures we're suddenly a thing. I love the concept. It's great. But somehow it seems it was kinda forgotten again. I think the concept deserves to get a renaissance in these times of austerity and sustainable living. If you have followed my blog, by now you will know of … Continue reading What happened to those Micro Adventures

Homesteading on the 4th floor

When I grew up on the country side in rural 🇩🇰 Denmark 🇩🇰 both of my grandparents had rather large vegetable gardens. My father and mother also had a rather big one for many years. I love the concept of vegetable gardens. I love the whole concept of producing you own organic crops, eating vegetables … Continue reading Homesteading on the 4th floor

The broken tv, non-affiliate marketing and Marie Kondo

So the plan is clear right - earn money, save money, invest money. Inch by inch crawl closer and closer to that day when you think you have enough money in the bank to quit the day time job. Watch your investments go higher and higher, while at the same time keep your focus on … Continue reading The broken tv, non-affiliate marketing and Marie Kondo

The financial status – part 2

Continuing from my last blog post about me and my family's income levels, and the tax rate in Denmark, let's use this update to dive into the current state of wealth for the little Minimal5 family. We currently live in a flat in downtown Copenhagen. It is a cooperative housing flat, which basically just means … Continue reading The financial status – part 2

The financial status – part 1

No reason to have a blog about financial independence with out providing some sort of financial overview of the blogger - right, so we might as well get to it. First a bit of background information about this blogger, so you have some sort of context to put it into. Basically, being "middle-aged" means that … Continue reading The financial status – part 1